Dilemma

I have some good news, but also a slight dilemma. The good news is, my trainer found a barn for the horses to move to. It is an nice eventing place called Third Day Farms that has multiple arenas, a beautiful barn, and a cross country course. It would be a nice place for me to start eventing later on. Going there will work out well so my trainer can be the dressage trainer there. However, only seven horses, the full training horses, will go there, which makes sense since that's where Meghan will train out of. The rest of the horses will go to a place called Parker's that is not too far away. Both seem like nice places and are actually a bit closer than Silver Rose.

 Chester will be going to Parker's, leaving my in a slight dilemma. It's not exactly a good idea for me to tack up Chester in a new place without my trainer nearby, and she might not be able to make it to the place until my lesson starts since she would be teaching lessons at Third Day. Plus, all the girls my age are going to Third Day since they are the ones showing. Most likely we will end the lease with Chester. I was beginning to outgrow him anyways and even had to take a step back by riding him on a loose rein to make him happy, rather than keeping a firm dressage contact. Chester is a great horse to learn on, but walk/trot/canter are the extent of what he can teach me, making him great for beginnings or people not interested in showing. I have learned a lot, but it is time to move on. This leaves me with two options to consider. 

Option #1: I can partial lease Mo, one of the lesson horses. Mo is a small bay Thoroughbred mare trained through 3rd level dressage, so she definitely has quite a bit to teach me. The only downside is that she is in her early twenties and will most likely need some shots to keep in regular work. These shots could be around $100 or a bit more or less depending on what's needed. We might have to be partly responsible for providing veterinary care depending how the lease works out. She doesn't have many physical problems but is a little out of shape. I rode her earlier this week.

Option #2: My second option is that I can take a break from my regular several times a week lessons and reduce them to once a week on Mo. This will allow me to set aside more money to get a horse of my own, hopefully around November or December if everything works out and if trainer finds a good one. Who knows, maybe I will find a buy or lease situation at Third Day.

Both options have their pros and cons. If I pick option one I would be able to ride a horse that can teach me a lot, yet my family would have to be responsible for taking care of some of her needs, meaning less money to set aside for my own horse. Option two allows me to ride and save more money for a horse of my own. What is your opinion on the matter? I'd love to hear your input on this decision.